Times are tough, stocks are going down like the Titanic, and people are panicking. You can smell the fear in the air like a malignant cologne. Many huge companies’ stock is valued at a fraction of what it would normally sell for and the Price/Earnings Ratio (P/E) is enough to make a hardened stock broker [...]

It’s that time of the year again, time to receive the quarterly 401k statements. If you’re anything like myself, you’re not looking forward to the little piece of paper that’s telling you your beach retirement has turned into a lawn chair in the backyard by the wading pool.
With the AARP estimating that 401k plans have [...]