Personal Finance

Your Lifestyle May Hurt Your Credit Score

An interesting article over at MSN Money made me think a bit. The article, Your lifestyle may hurt credit score – MSN Money talks about how the FTC is pursuing CompuCredit for ‘deceptive marketing practices’ because they monitored not only the payment history but the purchasing history of the card holder.
At first glance, this sounds [...]



Vacation Guilt – Feeling Guilty for Leaving Your Co-workers in the Lurch

I recently got back from a week-long vacation only to find that things had descended into one of the seven rings of Hell. Admittedly it was one of the upper rings, but it still had caused quite a bit of disruption for just one person leaving. I’m not saying I’m in a critical position at [...]



Paying Off Debt – Science vs. Psychology, and the Seventh-Inning Slump

I’ve been on one or another debt snowballs for quite a while now, and they’ve been great for getting rid of debt. But now, I’m to that stage where there are nothing but BIG bills left to fight. And they’re starting to gain ground on the psychological battlefield. I’ve decided to change my plan [...]



The Capital One Debit MasterCard, Now You Don’t Even NEED a Bank Account with Them

In a fit of desperation and mind-boggling strangeness, I received an e-mail offer from Capital One the other day to open a debit card with them. This doesn’t sound that unusual, since virtually every bank account in the world nowadays comes with a connected debit card.
The weirdness begins when you start reading [...]



Congratulations to One of Our Readers

Recently I received an e-mail from one of the readers that really put a point on the whole reason this blog is here. After receiving permission to reprint her e-mail, it’s included below.
So I just wanted to share with someone I know can truly appreciate it: As of last week, my husband and I [...]