Have you seen all the different credit card rewards that are given out nowadays?? Airline miles, gift points, vacation certificates, etc, etc, etc. My favorite of course, is the Cash Back Rewards.
Cash back rewards are simply rewards for spending more on credit cards. They are based on some percentage of the total spent each [...]

Building credit isn’t an overnight task, it takes time and a little effort to have a good credit score. The reason for even HAVING a credit score nowadays is that more and more things are being based off of that score;

Insurance premiums
Rental agreements
Mortgage purchases
Any type of consumer loan
Employee Screening for Jobs

Like it or [...]

A quick late Christmas present that you can give yourself this year, especially if you’re planning on using credit cards, is to call for lower interest rates.
If you’ve been paying on time, and have a decent credit score, it’s usually pretty easy to get some kind of deduction on your interest rate. If [...]

Recently I got an offer I really had to scratch my head about. The offer goes like this;
Pay on the card at the rate of 10.99% for a year, then the rate reduces to 9.99% for the life of the balance of the loan.

Now, 9.99% isn’t bad, but I don’t know why the company would [...]

There’s a guest post over at Moolanomy "Putting Credit Cards to Work for You" that truly deserves a response from the peanut gallery.
Benefits of Credit Card Usage and Good Credit Score
Your credit score does matter quite a bit WHEN YOU GET MORE DEBT because it’s an indicator to the lender whether you ‘might’ pay your [...]