I recently got back from a week-long vacation only to find that things had descended into one of the seven rings of Hell. Admittedly it was one of the upper rings, but it still had caused quite a bit of disruption for just one person leaving. I’m not saying I’m in a critical position at [...]

The very first thing that most PF Bloggers will recommend to anyone within earshot is that they start an emergency fund. Just a small recap;
Emergency Fund – An amount of money equal to about 3-6 months standard household expenses (including housing, all bills and utilities, and food money) in a safe but easily accessible [...]