There’s a saying;
You can’t get anywhere without deciding where to go.
As it’s a New Year now, it’s time to re-examine the past year’s goals and see where we are. It’s also time to set new goals for the coming year.
Setting goals is a basic task for making your life and situation better. If you sit [...]

If you grew up during the 1980’s, you’re familiar with the term ‘Conspicuous Consumption’. It was the age of The Yuppie Generation, preoccupied with the acquisition and flaunting of wealth.  The BMW was the car of choice. Power suits, corner offices, and Republican dinners were a requirement for the up-and-coming young professionals of that time.
It [...]

Two articles I read recently seemed to be eerily prophetic about what happened to me recently when I did a balance transfer on one of my cards.
I normally do a little credit card arbitrage, to get the lowest rates possible. So when one of the credit card rates was set to increase, I did my [...]

I remember a year ago, when we were deeply into kill-the-debt mode. We cut spending right to the bone. No eating out, no frivolous expenses, no NOTHING. It lasted for the better part of three months at that intensity, and we successfully got rid of a lot of debt. Then, one day, we stopped. That [...]

My sister-in-law died a couple of weeks ago. She was the same age as my wife. My wife actually introduced her to my brother-in-law while they were in high school together. Her death was sudden and fairly unexpected. Needless to say, it’s hit all the family hard, and in different ways.
My wife hadn’t been particularly [...]