Finance 101

A "Perfect Storm" for Recession?

Is a Perfect Storm for a Recession Brewing? Take some simple steps to make sure you can weather the storm if it comes.



How to Get Better Credit by Killing Your Spouse’s Credit

If you and your spouse have some separate credit card accounts, you can use this strategy to lower interest rates, increase your credit scores and hopefully pay off your credit debt faster.
I’ve been effectively using this strategy for the last few years, and if used with care, works great. But credit isn’t something [...]



You’re Not Contributing As Much As You Think to Your 401k

You’re not contributing as much as you think to your 401k. Here’s why,..



What’s the Difference? – Home Mortgage Pre-Qualification and Pre-Approval

Which is better, to be Prequalified or Preapproved? Without knowing the difference you might be making a serious mistake in your home buying strategy.



When Not to Quit Your Job

Jobs Suck. Period.
Working for someone else always has it’s downside. Especially when you’re doing something you hate or working for someone you don’t respect. But there are times when it’s just time to pull the escape lever and bail.
You’ll know when that time is, but have you considered when NOT to bail??
You Have Dependents
If you [...]