Finance 101

2007 Year End Wrap-Up

Well, this year has been a strange and interesting one so far for the blog.
Here’s some interesting facts. The blog started in August of this year and;
Site Statistics

I’ve gone to 64 regular subscribers in 4 months.
I’ve been Stumbled, Dugg, Reddit, and Dugg about 3 dozen times so far.
I’ve got an average [...]



Would You Retire Early if You Could? I Wouldn’t, and Here’s Why

Reading through my bloglist, I keep coming across a common theme. Prepare for Retirement.
Now this isn’t a bad thing, but a number of bloggers are doing such a good job that they’re actually able to retire early. I started thinking, "Would I want to retire early?" If I suddenly didn’t have to work, would [...]



Roll a Traditional 401k Directly to a Roth IRA

Starting in Jan of ‘08, thanks to the Pension Protection Act of 2006 (PPA’o6), the working man has a new option for his retirement funds.
The ‘Old’ Way
Previously, if you left your job or had a ‘qualifying event’ (an event that allowed you to withdraw your 401k money, depending on the funds’ rules), the only [...]



Dealing with a Foreclosure

Hopefully this post will be irrelevant to the vast majority of my readers but for those of you that are contemplating losing your house in this hard mortgage time, a little encouragement won’t hurt.
You see, I HAVE Been There Too.
Back in the last economic recession/slowdown/readjustment during 1993, the wife and [...]



Best Personal Finance Idea of the Year

Mrs Micah has inadvertently started a meme going around the PF Blogosphere about the Best
Personal Finance Idea of the Year, so I thought I’d jump on the bandwagon too.
My Best Personal Finance Idea of the Year (and of all time) is
Automate Your Finances
by automating your finances you don’t have to [...]