Finance 101

Can You Still Retire After 2008’s Losses?

2008 was a BAD year for retirement funds. Aside from the fact that it was a bad year for pretty much anything financial, retirement funds in particular are suffering for some non-financial reasons as well.
It’s estimated that at this point investors have lost between 30% and 45% of the value of their investments. That wipes [...]



Don’t Neglect Your Retirement Investment, Especially NOW!

Times are tough, stocks are going down like the Titanic, and people are panicking. You can smell the fear in the air like a malignant cologne. Many huge companies’ stock is valued at a fraction of what it would normally sell for and the Price/Earnings Ratio (P/E) is enough to make a hardened stock broker [...]



10 Fun Things to do With Your 401k Statement

It’s that time of the year again, time to receive the quarterly 401k statements. If you’re anything like myself, you’re not looking forward to the little piece of paper that’s telling you your beach retirement has turned into a lawn chair in the backyard by the wading pool.
With the AARP estimating that 401k plans have [...]



Hiding Bills and Other Stupid ‘Considerate’ Things to Do

As I’ve discussed before, my brother-In-Law is going through a terrible time now, having lost his wife recently. It’s come to light now that she had been hiding from him, some of the bills that she hadn’t been able to pay. She had been sick for quite a while, and apparently the medical bills had [...]



Watch that First Step, It’s a Doozy – Starting Down the Path to Financial Control

Mrs. Micah was nice enough to tag me with a meme recently. "Find one step you can take to make your financial system better or more organized." So I thought about it for a while.
The first step I ever took towards getting my finances under control really had nothing to do with organizing [...]