Comments on: My S.M.A.R.T. Goals for 2009 http://www.creditwithdrawal.com/wordpress/2009/01/02/my-smart-goals-for-2009/ Helping You Kick the Credit Habit, One Good Idea at a Time Thu, 31 Dec 2009 04:56:04 -0700 http://wordpress.org/?v=2.8 hourly 1 By: 2009 Personal Finance Goals and Resolutions http://www.creditwithdrawal.com/wordpress/2009/01/02/my-smart-goals-for-2009/comment-page-1/#comment-2806 2009 Personal Finance Goals and Resolutions Thu, 31 Dec 2009 04:56:04 +0000 http://www.creditwithdrawal.com/wordpress/?p=991#comment-2806 [...] Randall share his goals at Credit Withdrawal with his article My S.M.A.R.T. Goals for 2009. [...] [...] Randall share his goals at Credit Withdrawal with his article My S.M.A.R.T. Goals for 2009. [...]

]]> By: Keith Sibson http://www.creditwithdrawal.com/wordpress/2009/01/02/my-smart-goals-for-2009/comment-page-1/#comment-2643 Keith Sibson Fri, 09 Jan 2009 04:38:28 +0000 http://www.creditwithdrawal.com/wordpress/?p=991#comment-2643 Keep it up Randall, this is good stuff -- Keith Keep it up Randall, this is good stuff — Keith

]]> By: Randall http://www.creditwithdrawal.com/wordpress/2009/01/02/my-smart-goals-for-2009/comment-page-1/#comment-2642 Randall Thu, 08 Jan 2009 01:17:51 +0000 http://www.creditwithdrawal.com/wordpress/?p=991#comment-2642 I've got enough in my emergency fund now to buy an old beater if it comes to that. But I'm betting with regular maintenance, and decent amounts spent on any repairs, I can run my vehicle for another 2-3 years at this rate w/o any problems. I’ve got enough in my emergency fund now to buy an old beater if it comes to that. But I’m betting with regular maintenance, and decent amounts spent on any repairs, I can run my vehicle for another 2-3 years at this rate w/o any problems.

]]> By: juanita http://www.creditwithdrawal.com/wordpress/2009/01/02/my-smart-goals-for-2009/comment-page-1/#comment-2639 juanita Tue, 06 Jan 2009 23:56:39 +0000 http://www.creditwithdrawal.com/wordpress/?p=991#comment-2639 shouldnt you use your per diem money to save up to buy a new car? you seem to be putting alot of milage on yours. my biggest resolution this year is to SAVE CASH! i need an emergency fund BAD. i've always been pretty stable in my job (on contract) but this year doesnt look too cushy. I'm also dedicated to saving cash for large expenses like yard work, vet bills, car repairs. if nothing else, i will avoid becoming depressed and avoid using shopping as a feel good tool, and in the end that will save alot of money too. my secondary resolution is to pay down debt on schedule while keeping a close eye on interest rates. im doing what your doing, balance transfers. this saved my butt 3 years ago and then i sort of lost my way and drove it up an embarrasing 10K more. (im total 40K credit card debt) 6 months ago and just weeks before the crash i applied for some new cards and did some balance transfers. lucky for me, i got what i needed. now everything is under 7.99%. i couldnt do better with a house refinance if i tried, and even better, this debt isnt tied to my house. balance transfers work!! dont be afraid to amass a ton of cards to do this, just dont charge on them. pfft on your credit score going down with each application, do it to get out of debt first, your credit will fix itself by then. lose the bills. shouldnt you use your per diem money to save up to buy a new car? you seem to be putting alot of milage on yours.

my biggest resolution this year is to SAVE CASH! i need an emergency fund BAD. i’ve always been pretty stable in my job (on contract) but this year doesnt look too cushy. I’m also dedicated to saving cash for large expenses like yard work, vet bills, car repairs. if nothing else, i will avoid becoming depressed and avoid using shopping as a feel good tool, and in the end that will save alot of money too.

my secondary resolution is to pay down debt on schedule while keeping a close eye on interest rates. im doing what your doing, balance transfers. this saved my butt 3 years ago and then i sort of lost my way and drove it up an embarrasing 10K more. (im total 40K credit card debt)

6 months ago and just weeks before the crash i applied for some new cards and did some balance transfers. lucky for me, i got what i needed. now everything is under 7.99%. i couldnt do better with a house refinance if i tried, and even better, this debt isnt tied to my house.

balance transfers work!! dont be afraid to amass a ton of cards to do this, just dont charge on them. pfft on your credit score going down with each application, do it to get out of debt first, your credit will fix itself by then. lose the bills.

]]> By: Personal Goals For 2009 Plus The Year In Review http://www.creditwithdrawal.com/wordpress/2009/01/02/my-smart-goals-for-2009/comment-page-1/#comment-2635 Personal Goals For 2009 Plus The Year In Review Sun, 04 Jan 2009 17:33:57 +0000 http://www.creditwithdrawal.com/wordpress/?p=991#comment-2635 [...] Credit Withdrawal: My S.M.A.R.T. Goals for 2009 [...] [...] Credit Withdrawal: My S.M.A.R.T. Goals for 2009 [...]

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