For a country that popularized the motorized transportation field, and that’s had a multi-generational love affair with the car, saying that Americans are driving less is indication of a serious problem.
According to U.S. Transportation Secretary Mary E. Peters
"We have seen the longest decline in vehicular miles traveled since we started collecting this data,"

The [...]

I’ve been on one or another debt snowballs for quite a while now, and they’ve been great for getting rid of debt. But now, I’m to that stage where there are nothing but BIG bills left to fight. And they’re starting to gain ground on the psychological battlefield. I’ve decided to change my plan [...]

In a fit of desperation and mind-boggling strangeness, I received an e-mail offer from Capital One the other day to open a debit card with them. This doesn’t sound that unusual, since virtually every bank account in the world nowadays comes with a connected debit card.
The weirdness begins when you start reading [...]

Last Friday after the market close, IndyMac reported that it was in serious financial trouble. By Monday, the Federal Depositor Insurance Corporation (FDIC) had stepped in and taken over the bank. People had started lining up to withdraw their savings, similar to the bank runs of the Great Depression.
Was their money there?? Of [...]

Mrs. Micah was nice enough to tag me with a meme recently. "Find one step you can take to make your financial system better or more organized." So I thought about it for a while.
The first step I ever took towards getting my finances under control really had nothing to do with organizing [...]