Comments on: I, (State Your Name) am a Debtaholic http://www.creditwithdrawal.com/wordpress/2008/05/09/i-state-your-name-am-a-debtaholic/ Helping You Kick the Credit Habit, One Good Idea at a Time Thu, 31 Dec 2009 04:56:04 -0700 http://wordpress.org/?v=2.8 hourly 1 By: Me vs Debt http://www.creditwithdrawal.com/wordpress/2008/05/09/i-state-your-name-am-a-debtaholic/comment-page-1/#comment-1852 Me vs Debt Mon, 12 May 2008 12:08:18 +0000 http://www.creditwithdrawal.com/2008/05/09/i-state-your-name-am-a-debtaholic/#comment-1852 <strong>Admitting the Problem: First Step in Debt Reduction</strong> The first step in debt reduction is really the hardest: admitting you have a problem. I spent years trying to hide my stress from family and friends. I wanted them to think I was doing ok and most o... Admitting the Problem: First Step in Debt Reduction

The first step in debt reduction is really the hardest: admitting you have a problem. I spent years trying to hide my stress from family and friends. I wanted them to think I was doing ok and most o…

]]> By: Matt http://www.creditwithdrawal.com/wordpress/2008/05/09/i-state-your-name-am-a-debtaholic/comment-page-1/#comment-1836 Matt Fri, 09 May 2008 19:37:15 +0000 http://www.creditwithdrawal.com/2008/05/09/i-state-your-name-am-a-debtaholic/#comment-1836 Great post and very indicative of how our society works. We want our everything yesterday - its like expecting the microwave to hurry up cooking something. The instant gratification aspect to shopping is very aluring and why credit cards will continue to have their place for some people. As long as you can manage the debt you should be able to get rid of it. It will take willpower to stop the spending - not necessarily the using of the card. If you can cut down on the unnecessary 'want' spending you should be able to use your card without problems. By the way I loved the line "Call of the Card" Great post and very indicative of how our society works. We want our everything yesterday – its like expecting the microwave to hurry up cooking something. The instant gratification aspect to shopping is very aluring and why credit cards will continue to have their place for some people. As long as you can manage the debt you should be able to get rid of it.

It will take willpower to stop the spending – not necessarily the using of the card. If you can cut down on the unnecessary ‘want’ spending you should be able to use your card without problems.

By the way I loved the line “Call of the Card”

]]> By: Amanda @ Me vs Deby http://www.creditwithdrawal.com/wordpress/2008/05/09/i-state-your-name-am-a-debtaholic/comment-page-1/#comment-1835 Amanda @ Me vs Deby Fri, 09 May 2008 14:00:19 +0000 http://www.creditwithdrawal.com/2008/05/09/i-state-your-name-am-a-debtaholic/#comment-1835 I, Amanda, am Debtphobic. I can deal with a bit of student loan debt and maybe one day a mortgage, but once I'm done with the credit card debt I'll never never never go back. Unless its making me money, like arbitrage. I stil support your honesty and am willing to be a sponsor anytime you need it! <em><strong>Amanda @ Me vs Deby's last blog post..<a href='http://feeds.feedburner.com/~r/MevsDebt/~3/286740225/score-watch-alert-welcome-to-700s.html' rel="nofollow">Score Watch Alert (Welcome to the 700s!)</a></strong></em> I, Amanda, am Debtphobic. I can deal with a bit of student loan debt and maybe one day a mortgage, but once I’m done with the credit card debt I’ll never never never go back. Unless its making me money, like arbitrage. I stil support your honesty and am willing to be a sponsor anytime you need it!

Amanda @ Me vs Deby’s last blog post..Score Watch Alert (Welcome to the 700s!)

]]> By: Randall http://www.creditwithdrawal.com/wordpress/2008/05/09/i-state-your-name-am-a-debtaholic/comment-page-1/#comment-1834 Randall Fri, 09 May 2008 13:25:58 +0000 http://www.creditwithdrawal.com/2008/05/09/i-state-your-name-am-a-debtaholic/#comment-1834 @MrsMicah, HA! Caught by the first comment! Yep, debt and I will have an unbreakable tie that I'm embarassed to admit to in polite company. Two points for you! <em><strong>Randall's last blog post..<a href='http://www.creditwithdrawal.com/2008/05/09/i-state-your-name-am-a-debtaholic/' rel="nofollow">I, (State Your Name) am a Debtaholic</a></strong></em> @MrsMicah, HA! Caught by the first comment! Yep, debt and I will have an unbreakable tie that I’m embarassed to admit to in polite company. Two points for you!

Randall’s last blog post..I, (State Your Name) am a Debtaholic

]]> By: Mrs. Micah http://www.creditwithdrawal.com/wordpress/2008/05/09/i-state-your-name-am-a-debtaholic/comment-page-1/#comment-1833 Mrs. Micah Fri, 09 May 2008 13:16:31 +0000 http://www.creditwithdrawal.com/2008/05/09/i-state-your-name-am-a-debtaholic/#comment-1833 First off, I was struck by your clever use of section headers. I take them to mean that you'll be carrying on a clandestine relationship with debt over the next few years while ostensibly being a happy PF blogger? ;) I think there's a happy medium that many people can get by on where they use cards to time shift and such. But it seems important to develop a game plan, a strategy. Does time-shifting only apply to big things? How are you going to plan for it? Save up part and then finance the rest? (while the then-new computer will be obsolete, there will probably be a newer one at a similar price...in my experience.) First off, I was struck by your clever use of section headers. I take them to mean that you’ll be carrying on a clandestine relationship with debt over the next few years while ostensibly being a happy PF blogger? ;)

I think there’s a happy medium that many people can get by on where they use cards to time shift and such. But it seems important to develop a game plan, a strategy. Does time-shifting only apply to big things? How are you going to plan for it? Save up part and then finance the rest?

(while the then-new computer will be obsolete, there will probably be a newer one at a similar price…in my experience.)

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