Comments on: Credit Gift Cards, The Worst of Both Worlds http://www.creditwithdrawal.com/wordpress/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/ Helping You Kick the Credit Habit, One Good Idea at a Time Thu, 31 Dec 2009 04:56:04 -0700 http://wordpress.org/?v=2.8 hourly 1 By: Olivia http://www.creditwithdrawal.com/wordpress/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/comment-page-1/#comment-2611 Olivia Thu, 18 Dec 2008 18:26:21 +0000 http://www.creditwithdrawal.com/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/#comment-2611 Vanilla Visa cards (any really) are pretty terrible. First there is a $4.95 activation fee and if you don't spend it ALL within the first 7 mos, you get charged $2.50 a month user fee. What's the point? Vanilla Visa cards (any really) are pretty terrible. First there is a $4.95 activation fee and if you don’t spend it ALL within the first 7 mos, you get charged $2.50 a month user fee. What’s the point?

]]> By: carnival of money stories: bedtime story edition : plonkee money http://www.creditwithdrawal.com/wordpress/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/comment-page-1/#comment-772 carnival of money stories: bedtime story edition : plonkee money Tue, 22 Jan 2008 12:06:52 +0000 http://www.creditwithdrawal.com/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/#comment-772 [...] Credit Gift Cards, The Worst of Both Worlds | Credit Withdrawal [...] [...] Credit Gift Cards, The Worst of Both Worlds | Credit Withdrawal [...]

]]> By: Randall http://www.creditwithdrawal.com/wordpress/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/comment-page-1/#comment-758 Randall Mon, 21 Jan 2008 23:27:35 +0000 http://www.creditwithdrawal.com/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/#comment-758 @Everyone, That's mainly why I hate these things. The companies have taken what SHOULD be a good idea/thing, and through inept implementation or followthrough have RUINED the experience for the public. Credit gift cards coulda been a contender,.. @Everyone,

That’s mainly why I hate these things. The companies have taken what SHOULD be a good idea/thing, and through inept implementation or followthrough have RUINED the experience for the public.

Credit gift cards coulda been a contender,..

]]> By: Carol http://www.creditwithdrawal.com/wordpress/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/comment-page-1/#comment-716 Carol Sat, 19 Jan 2008 03:50:24 +0000 http://www.creditwithdrawal.com/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/#comment-716 Hi, Not much of a story here, but my mom bought me a $50 gift card to a Simeks (meat) store. I didn't use it right away, and, to my chagrin, Simeks closed all of their stores two months later! Since they were still making food, just selling it in grocery stores instead of their own stores, I called the number on the back of the card to find out what to do. The lady I talked to was very nice, except that she required me to send her the card in the mail so that she could read the magnetic strip in order to be able to send me the right amount of "coupons". I did this, and received $50 worth of coupons for free Simeks merchandise in the mail. It all worked out, right? So I took the two $25 coupons to the grocery store to "buy" my stuff. I got to the checkout, and the store won't let me use the entire $50 worth of coupon, because a) the small print says "One item per coupon", and the other small print says "Not good towards purchase of [blah blah], which was, of course, what I had chosen to purchase. I got what I could, left the store, and learned a valuable lesson about gift cards. Hi,
Not much of a story here, but my mom bought me a $50 gift card to a Simeks (meat) store. I didn’t use it right away, and, to my chagrin, Simeks closed all of their stores two months later! Since they were still making food, just selling it in grocery stores instead of their own stores, I called the number on the back of the card to find out what to do.

The lady I talked to was very nice, except that she required me to send her the card in the mail so that she could read the magnetic strip in order to be able to send me the right amount of “coupons”. I did this, and received $50 worth of coupons for free Simeks merchandise in the mail. It all worked out, right?

So I took the two $25 coupons to the grocery store to “buy” my stuff.
I got to the checkout, and the store won’t let me use the entire $50 worth of coupon, because a) the small print says “One item per coupon”, and the other small print says “Not good towards purchase of [blah blah], which was, of course, what I had chosen to purchase. I got what I could, left the store, and learned a valuable lesson about gift cards.

]]> By: Lynnae @ beingfrugal.net http://www.creditwithdrawal.com/wordpress/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/comment-page-1/#comment-715 Lynnae @ beingfrugal.net Fri, 18 Jan 2008 23:15:03 +0000 http://www.creditwithdrawal.com/2008/01/17/credit-gift-cards-the-worst-of-both-worlds/#comment-715 I hate credit card gift cards. When we bought new cell phones, one came with a $30 rebate in the form of a visa gift card. I had the hardest time finding someone to accept that card. I don't think I ever did use the whole balance! I hate credit card gift cards. When we bought new cell phones, one came with a $30 rebate in the form of a visa gift card. I had the hardest time finding someone to accept that card. I don’t think I ever did use the whole balance!

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