Comments on: Emergency Measures – What to Do When There’s No Money

By: Randall

Randall — Wed, 30 Apr 2008 10:13:16 +0000

@Warren, I hate to disagree, but I have friends who are teachers, and even though they have to find other jobs during the summer (summer school, private tutoring, working at non-teaching positions) they have done it because they love teaching, not for the money. They don’t see themselves as poor, just with a lower income.

One friend in particular changed positions from being a project manager with a six-figure income, to being a new teacher (making less than half what he made before) working at a school that was twice as far away as before. He couldn’t be happier.

Quitting your job w/o finding another is why the unemployment office thinks you should try to survive on wits alone, not that they think you’re ‘poor’. Unemployment is for those that are involuntarily separated from their job through no fault of their own.

You made the choice to quit your job before finding another, you weren’t fired (from your comment). That’s got repercussions you are going to have to live with. There’s No Such Thing as a Free Lunch.

By: warren

warren — Wed, 30 Apr 2008 04:11:54 +0000

cancel your auto insurance and drive very carefully. ou will surely piss off everyone else during rush hour, but you will be able to eat this week. as far as poor being a state of mind, i completely disagree.
in my situation, i had a job, stopped going to work, lost said job, and became poor in 2 1/2 months time after burning up my savings. because i am a teacher and there is no school in the summer, it will be at least 3 more months before i see a regular paycheck(if i find a job). i have never been happier, not having to deal with chicago traffic, but i am still poor. unfortunately, the unemployment office feels the same as you, and thnks i can survive on my state of mind.

By: The Friday Gathering for 1/4/2008 | Gather Little by Little

The Friday Gathering for 1/4/2008 | Gather Little by Little — Fri, 04 Jan 2008 13:54:20 +0000

[...] Credit Withdrawal – Emergency Measures – What to Do When There’s No Money [...]

By: plonkee

plonkee — Thu, 03 Jan 2008 19:26:41 +0000

I second the advice not to panic.

If you’re in the UK and in this sort of situation the best thing to do would be to seek advice from your local Citizen’s Advice Bureau, they’re experts on helping you find all the assistance and programmes that you’re entitled to, they can get you help in sorting out your debts and have information on all the local support systems that are available.

By: Lynnae @ beingfrugal.net

Lynnae @ beingfrugal.net — Thu, 03 Jan 2008 18:36:48 +0000

I love your quote about being poor. It is so true.

As someone who has recently gone through the loss of our family’s income, I can vouch for all of the steps you’ve mentioned. We never had to use most of them (though my son may be headed to the county clinic for immunizations if we don’t get health insurance soon), but we did make a list in case we needed help.

One thing I will say is to keep up a good relationship with your landlord if you rent. I honestly believe that if we needed to, our landlord would give us a little leeway if we needed it, because we’re very responsible tenants.