We’ve spoken a lot about different ways to pay off your bills in our articles, but this is probably the most fun way I’ve seen so far.

The website JosephSangle.com has a number of downloadable .PDF files for visually tracking either paying off or saving for a bill or major purchase. Say you have a truck you’re saving up for, You go to the web site and download the Small Pickup Truck tracking chart and you get; 

You then calculate how much you have to go on paying up (or saving up for) the truck, divide by 426 (the number of squares on this picture) and post this picture on your refrigerator, bulletin board, bathroom door, or wherever you want, so that you can see your progress.

The Simple Motivators are the Best

It seems like an easy and simple way to me to keep enthusiasm and excitement up about reaching your financial goals. It’s easy to track, easy to tell progress, easy to update and visually interesting.

Great for the teenager that is looking towards getting that first car, or for the family saving up for the house (as seen in our next example).

Not all of the pictures are in the shape of the actual items that are being saved/paid off, but the idea is the same. A visual picture (of the enemy!) to continually track as you work toward your goal.

Police use this technique to keep them focused on the cases they are working on, and dieters have ‘before’ pictures of themselves on refrigerators to help them reach their weight goals.

Some of the links on the web page aren’t working right now, but with the influx of CreditWithdrawal readers   I’m sure Joe will get on the ball and fix things.

Go see if he has a picture motivator for YOUR goal!

Do you have any simple but effective ideas for reaching your financial goals? Leave us a comment and let us know!